Roth IRA Interest Rates 2014

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Bank APY Duration Min. Deposit
Sallie Mae 2.10% 5 Year CD $2,500
E-Loan 2.10% 5 Year CD $10,000
First Internet Bank of Indiana 2.07% 5 Year CD $1,000
Barclays 2.05% 5 Year CD $0
Nationwide Bank 2.05% 5 Year CD $500
Salem Five 2.00% 5 Year CD $10,000
Colorado Federal Savings Bank 2.00% 5 Year CD $5,000
Home Savings Bank 2.00% 5 Year CD $5,000
Goldman Sachs Bank USA 2.00% 5 Year CD $500
TAB Bank 1.90% 5 Year CD $1,000
EverBank 1.90% 5 Year CD $1,500
Discover Bank 1.85% 5 Year CD $2,500
VirtualBank 1.81% 5 Year CD $10,000
Chartway Federal Credit Union 1.81% 5 Year CD $25,000
giantbank.com 1.76% 5 Year CD $2,500
State Farm Bank 1.75% 5 Year CD $500
AloStar Bank of Commerce 1.75% 5 Year CD $1,000
Capital One 360 Bank 1.70% 5 Year CD $0
Third Federal Savings and Loan 1.65% 5 Year CD $500
American Bank 1.60% 5 Year CD $500
5 Star Bank 1.60% 5 Year CD $1,000
EH National Bank 1.54% 5 Year CD $10,000
Presidential Bank, FSB 1.53% 5 Year CD $1,000
Pentagon Federal Credit Union 1.41% 5 Year CD $1,000
Astoria Bank 1.35% 5 Year CD $500
Bangor Savings Bank 1.26% 5 Year CD $500
Mount McKinley Bank 1.21% 5 Year CD $5,000
Goldwater Bank 1.20% 5 Year CD $5,000
USAA 1.05% 5 Year CD $1,000
NewDominion Bank 0.50% 5 Year CD $1,000
Bank APY Duration Min. Deposit
E-Loan 1.75% 3 Year CD $10,000
Silvergate Bank 1.66% 3 Year CD $25,000
Nationwide Bank 1.60% 3 Year CD $500
Sallie Mae 1.60% 3 Year CD $2,500
Colorado Federal Savings Bank 1.59% 3 Year CD $5,000
California First National Bank 1.55% 3 Year CD $5,000
State Farm Bank 1.55% 3 Year CD $500
Ally Bank 1.55% 3 Year CD $25,000
Synchrony Bank 1.50% 3 Year CD $2,000
AloStar Bank of Commerce 1.50% 3 Year CD $1,000
Discover Bank 1.50% 3 Year CD $2,500
EverBank 1.50% 3 Year CD $1,500
First Internet Bank of Indiana 1.46% 3 Year CD $1,000
giantbank.com 1.46% 3 Year CD $2,500
Chartway Federal Credit Union 1.46% 3 Year CD $25,000
Barclays 1.45% 3 Year CD $0
My e-BAnC by BAC Florida Bank 1.45% 3 Year CD $1,500
TAB Bank 1.45% 3 Year CD $1,000
5 Star Bank 1.40% 3 Year CD $1,000
VirtualBank 1.36% 3 Year CD $10,000
Salem Five 1.35% 3 Year CD $10,000
Pentagon Federal Credit Union 1.31% 3 Year CD $1,000
Capital One 360 Bank 1.30% 3 Year CD $0
Goldman Sachs Bank USA 1.25% 3 Year CD $500
EH National Bank 1.24% 3 Year CD $10,000
Presidential Bank, FSB 1.23% 3 Year CD $1,000
Home Savings Bank 1.20% 3 Year CD $5,000
Goldwater Bank 1.15% 3 Year CD $5,000
USAA 0.91% 3 Year CD $1,000
ableBanking, a division of Northeast Bank 0.90% 3 Year CD $1,000
Bangor Savings Bank 0.90% 3 Year CD $500
Bank APY Duration Min. Deposit
iGObanking.com 1.55% 2 Year CD $1,000
Connexus Credit Union 1.53% 2 Year CD $5,000
E-Loan 1.50% 2 Year CD $10,000
AloStar Bank of Commerce 1.48% 2 Year CD $1,000
Silvergate Bank 1.47% 2 Year CD $25,000
Chartway Federal Credit Union 1.46% 2 Year CD $25,000
Colorado Federal Savings Bank 1.45% 2 Year CD $5,000
Synchrony Bank 1.45% 2 Year CD $2,000
California First National Bank 1.45% 2 Year CD $5,000
Home Savings Bank 1.45% 2 Year CD $5,000
Nationwide Bank 1.42% 2 Year CD $500
My e-BAnC by BAC Florida Bank 1.41% 2 Year CD $1,500
First Internet Bank of Indiana 1.41% 2 Year CD $1,000
Pentagon Federal Credit Union 1.31% 2 Year CD $1,000
Ally Bank 1.30% 2 Year CD $0
Discover Bank 1.30% 2 Year CD $2,500
HSBC Bank USA, N.A. 1.30% 2 Year CD $1,000
EverBank 1.26% 2 Year CD $1,500
VirtualBank 1.26% 2 Year CD $10,000
giantbank.com 1.26% 2 Year CD $2,500
Salem Five 1.20% 2 Year CD $10,000
TAB Bank 1.20% 2 Year CD $1,000
Barclays 1.20% 2 Year CD $0
5 Star Bank 1.20% 2 Year CD $1,000
EH National Bank 1.10% 2 Year CD $10,000
Goldman Sachs Bank USA 1.10% 2 Year CD $500
Capital One 360 Bank 1.10% 2 Year CD $0
Presidential Bank, FSB 1.10% 2 Year CD $1,000
Goldwater Bank 1.09% 2 Year CD $5,000
Congressional Bank 0.90% 2 Year CD $50,000
Astoria Bank 0.85% 2 Year CD $500
USAA 0.81% 2 Year CD $1,000
ableBanking, a division of Northeast Bank 0.70% 2 Year CD $1,000
Bank APY Duration Min. Deposit
Colorado Federal Savings Bank 1.35% 1 Year CD $5,000
Connexus Credit Union 1.33% 1 Year CD $5,000
AloStar Bank of Commerce 1.27% 1 Year CD $1,000
E-Loan 1.26% 1 Year CD $10,000
My e-BAnC by BAC Florida Bank 1.26% 1 Year CD $1,500
Sallie Mae 1.25% 1 Year CD $2,500
Synchrony Bank 1.25% 1 Year CD $2,000
BankDirect 1.25% 1 Year CD $10,000
iGObanking.com 1.25% 1 Year CD $1,000
Home Savings Bank 1.25% 1 Year CD $5,000
California First National Bank 1.24% 1 Year CD $5,000
CIT Bank 1.22% 1 Year CD $1,000
First Internet Bank of Indiana 1.21% 1 Year CD $1,000
VirtualBank 1.16% 1 Year CD $10,000
giantbank.com 1.16% 1 Year CD $2,500
Discover Bank 1.15% 1 Year CD $2,500
Pentagon Federal Credit Union 1.11% 1 Year CD $1,000
EverBank 1.08% 1 Year CD $1,500
Silvergate Bank 1.08% 1 Year CD $25,000
Ally Bank 1.05% 1 Year CD $0
Goldman Sachs Bank USA 1.00% 1 Year CD $500
Chartway Federal Credit Union 1.00% 1 Year CD $25,000
EH National Bank 0.96% 1 Year CD $10,000
Presidential Bank, FSB 0.95% 1 Year CD $1,000
TAB Bank 0.95% 1 Year CD $1,000
HSBC Bank USA, N.A. 0.95% 1 Year CD $1,000
Goldwater Bank 0.95% 1 Year CD $5,000
5 Star Bank 0.85% 1 Year CD $1,000
Barclays 0.80% 1 Year CD $0
Capital One 360 Bank 0.75% 1 Year CD $0
USAA 0.71% 1 Year CD $1,000
Salem Five 0.70% 1 Year CD $10,000
ableBanking, a division of Northeast Bank 0.65% 1 Year CD $1,000
Bank APY Duration Min. Deposit
AloStar Bank of Commerce 1.01% 6 Mo. CD $1,000
California First National Bank 1.00% 6 Mo. CD $5,000
First Internet Bank of Indiana 0.90% 6 Mo. CD $1,000
Colorado Federal Savings Bank 0.89% 6 Mo. CD $5,000
EH National Bank 0.88% 6 Mo. CD $10,000
My e-BAnC by BAC Florida Bank 0.87% 6 Mo. CD $1,500
MyCBB 0.86% 6 Mo. CD $1,000
E-Loan 0.85% 6 Mo. CD $10,000
giantbank.com 0.85% 6 Mo. CD $2,500
EverBank 0.85% 6 Mo. CD $1,500
ableBanking, a division of Northeast Bank 0.80% 6 Mo. CD $1,000
Chartway Federal Credit Union 0.75% 6 Mo. CD $25,000
HSBC Bank USA, N.A. 0.75% 6 Mo. CD $1,000
Goldman Sachs Bank USA 0.70% 6 Mo. CD $500
Goldwater Bank 0.70% 6 Mo. CD $5,000
VirtualBank 0.65% 6 Mo. CD $10,000
Discover Bank 0.65% 6 Mo. CD $2,500
Pentagon Federal Credit Union 0.60% 6 Mo. CD $1,000
TAB Bank 0.60% 6 Mo. CD $1,000
USAA 0.56% 6 Mo. CD $1,000
Barclays 0.55% 6 Mo. CD $0
5 Star Bank 0.45% 6 Mo. CD $1,000
Capital One 360 Bank 0.40% 6 Mo. CD $0
American Bank 0.30% 6 Mo. CD $500
Home Savings Bank 0.30% 6 Mo. CD $5,000
NewDominion Bank 0.30% 6 Mo. CD $1,000
Salem Five 0.15% 6 Mo. CD $2,500
Fultdirect.com 0.15% 6 Mo. CD $10,000
Applied Bank 0.15% 6 Mo. CD $1,000
iGObanking.com 0.15% 6 Mo. CD $1,000
Mount McKinley Bank 0.12% 6 Mo. CD $5,000
Bangor Savings Bank 0.10% 6 Mo. CD $500
Bank APY Duration Min. Deposit
My e-BAnC by BAC Florida Bank 1.30% 1 Yr. Jumbo CD $100,000
AloStar Bank of Commerce 1.27% 1 Yr. Jumbo CD $100,000
Home Savings Bank 1.25% 1 Yr. Jumbo CD $100,000
BankDirect 1.25% 1 Yr. Jumbo CD $100,000
Sallie Mae 1.25% 1 Yr. Jumbo CD $100,000
Synchrony Bank 1.25% 1 Yr. Jumbo CD $100,000
California First National Bank 1.24% 1 Yr. Jumbo CD $100,000
First Internet Bank of Indiana 1.21% 1 Yr. Jumbo CD $100,000
VirtualBank 1.16% 1 Yr. Jumbo CD $100,000
giantbank.com 1.16% 1 Yr. Jumbo CD $100,000
Discover Bank 1.15% 1 Yr. Jumbo CD $100,000
KS StateBank 1.15% 1 Yr. Jumbo CD $100,000
EverBank 1.08% 1 Yr. Jumbo CD $100,000
Silvergate Bank 1.08% 1 Yr. Jumbo CD $100,000
Chartway Federal Credit Union 1.00% 1 Yr. Jumbo CD $100,000
EH National Bank 0.97% 1 Yr. Jumbo CD $100,000
TAB Bank 0.95% 1 Yr. Jumbo CD $100,000
HSBC Bank USA, N.A. 0.95% 1 Yr. Jumbo CD $100,000
5 Star Bank 0.85% 1 Yr. Jumbo CD $100,000
TriState Capital Bank 0.85% 1 Yr. Jumbo CD $100,000
USAA 0.76% 1 Yr. Jumbo CD $100,000
Capital One 360 Bank 0.75% 1 Yr. Jumbo CD $100,000
ableBanking, a division of Northeast Bank 0.65% 1 Yr. Jumbo CD $100,000
Luana Savings Bank 0.60% 1 Yr. Jumbo CD $100,000
American Bank 0.33% 1 Yr. Jumbo CD $100,000
Mount McKinley Bank 0.18% 1 Yr. Jumbo CD $100,000
Citizens Trust Bank 0.15% 1 Yr. Jumbo CD $100,000
Applied Bank 0.15% 1 Yr. Jumbo CD $100,000
State Farm Bank 0.10% 1 Yr. Jumbo CD $100,000
Bank APY Duration Min. Deposit
KS StateBank 2.10% 5 Yr. Jumbo CD $100,000
Sallie Mae 2.10% 5 Yr. Jumbo CD $100,000
Nationwide Bank 2.10% 5 Yr. Jumbo CD $100,000
First Internet Bank of Indiana 2.07% 5 Yr. Jumbo CD $100,000
Home Savings Bank 2.00% 5 Yr. Jumbo CD $100,000
TAB Bank 1.90% 5 Yr. Jumbo CD $100,000
EverBank 1.90% 5 Yr. Jumbo CD $100,000
Discover Bank 1.85% 5 Yr. Jumbo CD $100,000
VirtualBank 1.81% 5 Yr. Jumbo CD $100,000
Chartway Federal Credit Union 1.81% 5 Yr. Jumbo CD $100,000
giantbank.com 1.76% 5 Yr. Jumbo CD $100,000
State Farm Bank 1.75% 5 Yr. Jumbo CD $100,000
AloStar Bank of Commerce 1.75% 5 Yr. Jumbo CD $100,000
Capital One 360 Bank 1.70% 5 Yr. Jumbo CD $100,000
Third Federal Savings and Loan 1.65% 5 Yr. Jumbo CD $100,000
5 Star Bank 1.60% 5 Yr. Jumbo CD $100,000
American Bank 1.60% 5 Yr. Jumbo CD $100,000
EH National Bank 1.56% 5 Yr. Jumbo CD $100,000
Luana Savings Bank 1.46% 5 Yr. Jumbo CD $100,000
Mount McKinley Bank 1.21% 5 Yr. Jumbo CD $100,000
USAA 1.10% 5 Yr. Jumbo CD $100,000
Citizens Trust Bank 0.40% 5 Yr. Jumbo CD $100,000
Applied Bank 0.15% 5 Yr. Jumbo CD $100,000

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The national average for CDs calculations were obtained from the FDIC.gov website at: https://www.fdic.gov/regulations/resources/rates/.


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